Fort Myers
Business Insurance

If you or your employees:

• Visit a client’s place of work, or if the client visits yours. Any accident resulting in bodily injury could lead to a claim against you.
• If you borrow equipment and accidentally cause damage you could be liable.
• If you talk, speak or post online about a client’s business a simple mischaracterization could leave you open to a libel or slander suit.
• If you rent or use another property, you run the the risk of damaging the location and also the related business activities so you could be responsible for damage to both their property and also their potential loss of income.

Put simply, general liability is for protecting a business when things go wrong. It can protect against bodily injury, property damage, personal injury and injury caused to others. It can protect you while performing your work duties and also after having completed them. It can protect workplace and operations away from your business. It can protect you against something your business did or failed to do. General liability can protect your business against a broad spectrum of unforeseen circumstances and provide you with the protection you need to be able to continue your operation if faced with financial loss from a claim or lawsuit. You can get general liability only or bundle it with other coverages such as a Business Owner’s Policy.

That policy, often referred to as a BOP, can include both property like a building and the business’ personal property.