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Flood Insurance

Find out your risk and get protected.

Home insurance does not cover floods. Just a few inches of water can cause thousands of dollars in damage.

Find out your risk and get protected. Goodlad & Swank offers coverage through the National Flood Insurance Program as well as private flood insurance carriers.

In Florida, you need flood insurance

As a homeowner, it’s a smart idea to have flood insurance so that you’re protected from water damage caused from tropical storms, hurricanes, and overflowing lakes during the summer. ​

Your property’s risk of flooding is especially high if you’re living in a high-risk area, for example, nearer to the beach or in a flood zone. Something many people may not know is that typical homeowner’s insurance doesn’t cover flood damage due to the extreme costs that floods can cause. Just one inch of water can cause over $25,000 in damage!

How to Choose your Flood Insurance Company

It’s not always easy to know what insurance company to choose since there are so many out there. But when you are choosing, you’ll want to make sure that the insurance company you go for is affordable, reputable, and provides easy sign-up access. Goodlad and Swank and here for all your needs, offering cheap flood insurance in Florida. Situated on the coast, we recognize the increased risk for storms, hurricanes, and floods.

Types of Flood Insurance Coverage

There are four main types of properties that flood insurance can cover:


  • Single-family homes: Offering insurance for the protection of single-family homeowners. 
  • Condominium Unit Owners: You can be susceptible to flood damage even if you live in a condo, so make sure you’re protected. 
  • Rental Insurance:  You’ll need flood insurance to cover the cost of any of your property or belongings that become damaged during floods.
  • Business Property: If you’re a business owner, don’t overlook insurance. Stay protected in case you need it.


Goodlad and Swank are dedicated to being trusted insurance providers offering affordable flood insurance for Florida residents. So give us a call today to get a free flood insurance quote. You’ll be able to talk with one of our specialists and we’ll be able to tell you what your risk is for flooding and the coverage that we can provide you with.


Don't wait until disaster strikes
to protect your most valuable asset

Due to our community’s location on the coast, our neighborhoods are highly prone to flood activity, especially as a result of a major weather event such as a hurricane. Many homeowners are unaware that many homeowner’s insurance policies include flood insurance. Most do not. Floods can happen anywhere — just one inch of floodwater can cause up to $25,000 in damage. Ask our insurance agents about what actions can be taken today to protect your largest investment before the next storm hits.

What we cover:

Single Family Homes

Need protection for your single-family home? Contact us today to hear how we can help.

Condominium Unit Owners

You can have flood issues even in a Condominium, and flood coverage can give you the protection you may need.

Renters Contents

If you’re a renter, your belongings may need protection from flooding.

Business Property

Even your business is at risk from flooding, which may require insurance at some point.

Committed to
Serving Our Customers

Goodlad & Swank Insurance is a family-owned insurance agency founded in 2009. We’ve built a team of knowledgeable professionals that value integrity, caring for our clients, and offering you superior service.

We’ve partnered with one of the largest selections of carriers in all of Florida making it easy for you to have a one-stop-shop for all your insurance needs.

An unforeseen event coupled with inadequate insurance can quickly result in financial trouble. We recognize that addressing insurance may not be your idea of fun, but our goal is to make the process as enjoyable as possible. In the end, you may just find yourself letting us know what the grandkids are up to or how the honeymoon went. Get to know us, you’ll be happy you did. 


Our Services

Homeowners Insurance

You can access the top-rated insurance companies in Florida for primary and second homes, condos, and the property you rent to others.

Auto Insurance

You benefit because we’ve partnered with some of the largest, most-respected auto insurance carriers in the industry to provide coverage for cars, motorcycles, motor homes, and recreational vehicles.

Business Insurance

Your business is growing your business. Our business is working to guard you against the risks you face every day. Find out how to protect your business.

Condo Insurance

We work with premium carriers and brokers to offer a full suite of insurance options for residential condominium associations across Southwest Florida.

Flood Insurance

Get protected. Goodlad & Swank offers coverage through the National Flood Insurance Program as well as private flood insurance carriers.

Life Insurance

Protect your legacy. Whether life insurance is for your family or your business we can help you find the right policy at the best possible price.

Satisfied clients

Have been working with Goodlad & Swank agency for five years. Have always been very helpful!

Daniella W.

This is an amazing company to do business with. I have several properties and slowly I have changed all properties to be with Goodlad & Swank Insurance.

Ody O.

Great services. I have been using them for several years now. Thanks team!

Steve C.

Competitive rates and excellent service. Really nice folks to do business with. Highly recommend!

Mike H.

Fast, courteous, professional service with comparable rates. What else do you need?

Len M.

Had one of the best experience ever at this insurance company. You feel like family and everyone here is friendly.

Moises M.

I had a great experience with this Company! I highly recommend! Mary Beck was very helpful, very professional and very quick to respond to my emails.

Tina C.

Have been working with Goodlad & Swank agency for five years. Have always been very helpful and have given us good options to choose from.

Daniella W.

I had some issues with my previous home owners insurance company. David at Goodlad & Swank went above and beyond to try to help me out.

Chandace S.

Excellent customer service, extremely knowledgeable of all insurance needs. I highly recommend this company!

Robin Y.

Went out of their way to be professional and helpful. Would highly recommend this agency.

Carmen C.

Join our many, happy customers!

Goodlad & Swank

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