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Find out your risk and get protected. Goodlad & Swank offers coverage through the National Flood Insurance Program as well as homeowners insurance carriers.
As a Florida homeowner, it’s a good idea to make sure you are covered against hurricanes so you’re protected from water damage and structural damage caused by tropical storms and hurricanes.
Your property’s risk of damage from a hurricane in Florida is elevated. Unfortunately, hurricanes do happen, and if the past has taught us anything, it’s to be prepared.
Living in a hurricane-prone place such as Florida, hurricane coverage is something that you should definitely factor into your insurance plan. What many people do not realize is that most traditional homeowners insurance policies do not cover hurricane damages. Different insurance companies have different rules on what is and isn’t covered when it comes to big storms, so you will most likely need a combination of homeowner’s, flood, and possibly windstorm insurance to ensure that you are fully covered during the event of a hurricane or other large storm.
It is important to know what degree of insurance you need based on your personal living situation. Hurricane coverage, to some degree, is required in the state of Florida for people who own a mortgage on houses or condos, and that includes landlords as well. When it comes to condos in the state of Florida, you can either have an all-in policy or a walls-in policy. With an all-in policy, the master policy will cover the exterior and interior of each unit, leaving the resident to only cover personal belongings and certain appliances. A walls-in policy, however, leaves the resident to cover everything from the walls to the inside of their unit.
While every insurance company has its own standards for what is covered under their hurricane insurance policy, most cover your house and surrounding structures as well as your personal belongings. Hurricane insurance can cover all sorts of damages, including those from heavy winds, flooding, storm surge, heavy rainfall, and more. It is important to understand that hurricane insurance does not always cover storm surge damage, unless it only happened due to hurricane damage. In certain cases, it can be questionable whether the damages were caused due to wind, flooding, heavy rainfall, or other circumstances, which is why it is important to have insurance that covers all those things.
Goodland & Swank wants to make sure you are prepared for any situation and that everything you care about is covered, including your home, personal property, car, and more.
Need protection for your single-family home? Contact us today to hear how we can help.
This coverage protects your possessions inside your house that help make it a house.
Liability insurance covers you against any lawsuits for bodily injury or property damage in your home. This coverage will pay for legal representation and could also cover damages you’ve been deemed responsible for in court.
It is meant to help you pay for costs over and above your usual living expenses you take on while your home gets rebuilt or repaired.
Goodlad & Swank Insurance is a family-owned insurance agency founded in 2009. We’ve built a team of knowledgeable professionals that value integrity, caring for our clients, and offering you superior service.
We’ve partnered with one of the largest selections of carriers in all of Florida making it easy for you to have a one-stop-shop for all your insurance needs.
An unforeseen event coupled with inadequate insurance can quickly result in financial trouble. We recognize that addressing insurance may not be your idea of fun, but our goal is to make the process as enjoyable as possible. In the end, you may just find yourself letting us know what the grandkids are up to or how the honeymoon went. Get to know us, you’ll be happy you did.
You can access the top-rated insurance companies in Florida for primary and second homes, condos, and the property you rent to others.
You benefit because we’ve partnered with some of the largest, most-respected auto insurance carriers in the industry to provide coverage for cars, motorcycles, motor homes, and recreational vehicles.
Your business is growing your business. Our business is working to guard you against the risks you face every day. Find out how to protect your business.
We work with premium carriers and brokers to offer a full suite of insurance options for residential condominium associations across Southwest Florida.
Get protected. Goodlad & Swank offers coverage through the National Flood Insurance Program as well as private flood insurance carriers.
Protect your legacy. Whether life insurance is for your family or your business we can help you find the right policy at the best possible price.
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Open Hours:
Monday through Friday 8 AM – 5 PM
Phone: (239) 674-7630
Email: info@goodladandswank.com
Home Office: 702 Leeland Heights Blvd W.
Lehigh Acres, FL 33936