Lehigh Acres Auto Insurance

From the agency that started right here.

  • Quotes from dozens of carriers
  • Coverage beyond Florida’s $10,000 minimums
  • Serving Southwest Florida since 2009

Get Your Auto Quote


Prefer to talk? Call (239) 674-7630 or text (239) 360-3076

Family-owned independent agency
Serving Southwest Florida since 2009

Your Lehigh Acres Neighbors for Auto Insurance Since 2009

We didn’t open a branch in Lehigh Acres. We built the agency here. Goodlad & Swank has been headquartered at 702 Leeland Heights Blvd W since 2009. It isn’t a satellite office; it’s home base.

Our agents live in this community, drive these roads and understand what Lehigh Acres drivers face. We shop dozens of carriers for you, and when you call, you’re talking to someone in the same ZIP code. That matters when it’s time to file a claim.

What Coverage Lehigh Acres Drivers Need

Florida requires only $10,000 of personal injury protection (PIP) and $10,000 of property damage liability (PDL). Those minimums leave big gaps, so here is what we recommend Lehigh Acres drivers carry.

PIP and Property Damage Liability

Florida’s required coverages. PIP pays 80% of your own medical bills, up to $10,000, whoever caused the crash. PDL pays for damage you cause to other people’s property, and $10,000 rarely covers a modern car.

Bodily Injury Liability

Protects your assets when you’re at fault by paying for injuries you cause to others.

Uninsured / Underinsured Motorist

Essential in a market with this many uninsured drivers. Florida has one of the highest rates of uninsured drivers in the country.

Comprehensive

Hurricane season, summer storms and wildlife on the roads through eastern Lee County make this a practical necessity.

Collision

If your car is worth more than a few thousand dollars, collision keeps one accident from becoming a financial crisis.

Rental Reimbursement

Lehigh Acres is spread out and car-dependent. This keeps you moving while your car is being repaired.

Why Lehigh Acres Drivers Pay What They Pay

Growth and traffic volume

Lehigh Acres is one of the fastest-growing communities in Lee County. More drivers mean more congestion, more fender benders and more claims, all of which push premiums up.

Two-lane roads

Many roads are two-lane, with limited lighting in residential areas, which contributes to accidents, especially after dark.

Long commutes

Commuters heading to Fort Myers, Cape Coral and beyond log significant daily mileage, and carriers price that exposure in.

Uninsured drivers

Florida has one of the highest rates of uninsured drivers in the country. Without uninsured motorist coverage, you absorb the cost when one hits you.

Discounts Available to Lehigh Acres Drivers

We search every carrier we represent for the discounts you qualify for:

  • Good driving record
  • Good student (for teen drivers)
  • Multi-car and multi-policy bundling
  • Safety and anti-theft features
  • Defensive driving course
  • Drivers over 50
  • Seasonal driver status

Every discount stacks. The more that apply, the more you save.

Need an SR-22 or FR-44?

If the state has required you to file proof of insurance after a violation, we can find carriers that file it and help you get back on the road.

Why Goodlad & Swank

We’re not the insurance company. We’re your agent, and that distinction matters.

Florida’s minimum isn’t much protection

Florida requires only $10,000 of PIP and $10,000 of property damage liability. That won’t pay for injuries you cause to others or for damage to your own car. We’ll show you what better coverage costs before you decide.

Independent, not captive

A captive agent sells one company’s products. We represent dozens of carriers, so we can shop the market and find the policy that actually fits your situation.

Local, not remote

Our office is at 702 Leeland Heights Blvd W in Lehigh Acres, and we serve Lehigh Acres, Fort Myers, Cape Coral, Bonita Springs, Estero and Naples. You’re not a policy number. You’re a neighbor.

Family-owned since 2009

Butch Swank built this agency on one idea: change the way people feel about their insurance agency. Our team treats every client like family.

Community-rooted

Butch serves on the Board of Lehigh Regional Medical Center and co-founded the East Lee Education Cooperative, and Mary sits on the Board for Lehigh Community Services. We don’t just work here. We live here.

Getting a Quote Is Simple

1

Tell Us About Your Drivers and Vehicles

Share who drives, what you drive, your driving history and the coverage you have today.

2

We Compare Carriers

We shop multiple insurance companies and lay out the differences in coverage and price in plain language.

3

You Choose, We Handle the Rest

Pick the policy that fits. We take care of the paperwork and stay your point of contact for changes, renewals and claims questions.

Get the Right Auto Coverage in Lehigh Acres

Florida’s auto insurance rules and carrier options keep changing. Our family-owned team shops dozens of carriers to get you the most coverage for your money.

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