Local agents who know these roads.
Family-owned independent agency
Serving Southwest Florida since 2009
Fort Myers is the commercial and commuting hub of Lee County, and traffic is growing faster than the roads can keep up. Workers, tourists and seasonal residents add to the daily load on US-41, Colonial Boulevard and I-75, and that volume translates directly into more accidents and higher premiums.
Goodlad & Swank serves Fort Myers drivers from our Lehigh Acres office, just minutes east on SR-82. We shop dozens of Florida carriers to find coverage that fits your driving and your budget, and when you file a claim, you talk to someone local.
Florida requires only $10,000 of personal injury protection (PIP) and $10,000 of property damage liability (PDL). Those minimums leave big gaps, so here is what we recommend Fort Myers drivers carry.
Florida’s required coverages. PIP pays 80% of your own medical bills, up to $10,000, whoever caused the crash. PDL pays for damage you cause to other people’s property, and $10,000 rarely covers a modern car.
Pays for injuries you cause to others, and it’s critical for anyone with assets to protect.
Your financial safety net when the other driver has little or no coverage. Florida has one of the highest rates of uninsured drivers in the country.
Theft, vandalism, hurricane damage and storm debris are real risks in Fort Myers.
With the metro’s accident rates, collision can pay for itself after a single incident.
Keeps you mobile while your car is in the shop after a covered claim.
As the county seat and the region’s employment center, Fort Myers funnels commuters from Lehigh Acres, Cape Coral and Bonita Springs through a limited number of main roads and on-ramps. More miles in congested corridors means more claims.
From November to April, snowbirds and vacationers unfamiliar with local roads and Florida traffic laws add unpredictability to an already busy system.
Fort Myers sits in one of the most hurricane-prone stretches of the Gulf Coast. Tropical storms, summer thunderstorms and flash flooding all lead to vehicle damage claims, and insurers price that in.
Florida has one of the highest rates of uninsured drivers in the country. Fort Myers’ traffic volume raises the odds of being hit by one.
We search every carrier we represent for the discounts you qualify for:
Every discount stacks. The more that apply, the more you save.
National carriers advertise low rates, then raise them at renewal. Because we’re independent, we re-shop the whole market for you instead of offering one company’s price.
We’re not the insurance company. We’re your agent, and that distinction matters.
Florida requires only $10,000 of PIP and $10,000 of property damage liability. That won’t pay for injuries you cause to others or for damage to your own car. We’ll show you what better coverage costs before you decide.
A captive agent sells one company’s products. We represent dozens of carriers, so we can shop the market and find the policy that actually fits your situation.
Our office is at 702 Leeland Heights Blvd W in Lehigh Acres, and we serve Lehigh Acres, Fort Myers, Cape Coral, Bonita Springs, Estero and Naples. You’re not a policy number. You’re a neighbor.
Butch Swank built this agency on one idea: change the way people feel about their insurance agency. Our team treats every client like family.
Butch serves on the Board of Lehigh Regional Medical Center and co-founded the East Lee Education Cooperative, and Mary sits on the Board for Lehigh Community Services. We don’t just work here. We live here.
Share who drives, what you drive, your driving history and the coverage you have today.
We shop multiple insurance companies and lay out the differences in coverage and price in plain language.
Pick the policy that fits. We take care of the paperwork and stay your point of contact for changes, renewals and claims questions.
Florida’s auto insurance rules and carrier options keep changing. Our family-owned team shops dozens of carriers to get you the most coverage for your money.
