We didn’t open a branch in Lehigh Acres. We built the agency here.
Goodlad & Swank Insurance has been headquartered at 702 Leeland Heights Blvd W in Lehigh Acres since 2009. This isn’t a satellite office — it’s home base. Our agents live in this community, drive these roads, and understand the specific insurance challenges Lehigh Acres drivers face.
We didn't open a branch in Lehigh Acres. We built the agency here. Goodlad & Swank Insurance has been headquartered at 702 Leeland Heights Blvd W in Lehigh Acres since 2009. This isn't a satellite office — it's home base. Our agents live in this community, drive these roads, and understand the specific insurance challenges Lehigh Acres drivers face.
The average annual car insurance cost in Lehigh Acres runs approximately $2,100 to $2,400 — well above the national average. Several factors specific to this area drive those numbers:
Growth and traffic volume. Lehigh Acres is one of the fastest-growing communities in Lee County. More drivers on the road means more congestion, more fender benders, and more claims — all of which push premiums up.
Limited road infrastructure. Many of Lehigh Acres’ roads are two-lane, with limited lighting in residential areas. These conditions contribute to higher accident rates, especially after dark.
Proximity to I-75 and US-41. Commuters heading to Fort Myers, Cape Coral, and beyond log significant daily mileage. Higher mileage equals higher exposure, and carriers price accordingly.
Uninsured drivers. Florida has one of the highest uninsured motorist rates in the country. In Lee County, that rate is even higher. Without UM/UIM coverage, you’re absorbing the cost when an uninsured driver hits you.
Florida’s minimums — $10,000 PIP and $10,000 PDL — aren’t built for a community with this risk profile. We consistently recommend:
Bodily Injury Liability — protects your assets when you’re at fault
Uninsured/Underinsured Motorist Coverage — essential in a market with this many uninsured drivers
Comprehensive Coverage — hurricane season, summer storms, and wildlife corridors through the eastern Lee County interior make this a practical necessity
Collision Coverage — if your vehicle is worth more than a few thousand dollars, this is the coverage that keeps one accident from becoming a financial crisis
We shop across dozens of carriers and actively search for every discount that applies:
Good driving record
Good student (for teen drivers on the policy)
Multi-car and multi-policy bundling
Safe vehicle features (anti-lock brakes, airbags, anti-theft systems)
Defensive driving course completion
Drivers over 50
Seasonal/snowbird driver status
Every discount stacks. The more that apply, the more you save.
Butch Swank founded Goodlad & Swank right here in Lehigh Acres. He serves on the Board of Lehigh Regional Medical Center, co-founded the East Lee Education Cooperative, established the Watch D.O.G.S. program at Lehigh Elementary, and actively participates in the Southwest Florida Business Alliance. Mary Beck sits on the Board of Lehigh Community Services and is a past recipient of the Lehigh Acres Chamber of Commerce Employee of the Year award.
When you call us, you’re talking to someone who lives in the same ZIP code. That matters when it’s time to file a claim.
We’re not the insurance company. We’re your agent — and that distinction matters.
Independent, not captive. A captive agent sells one company’s products. We represent dozens of carriers, which means we can shop the entire market and find the policy that actually fits your situation.
Local, not remote. Our office is at 702 Leeland Heights Blvd W in Lehigh Acres. We serve Lee and Collier Counties — Lehigh Acres, Fort Myers, Cape Coral, Bonita Springs, Estero, and Naples. You’re not a policy number. You’re a neighbor.
Family-owned since 2009. Butch Swank built this agency on one idea: change the way people feel about their insurance agency. Our team — Butch, Stephanie, Mary, and the rest — treats every client like family, because that’s how this business should work.
Community-rooted. Butch serves on the Board of Lehigh Regional Medical Center, co-founded the East Lee Education Cooperative, and established the Watch D.O.G.S. program at Lehigh Elementary. Mary sits on the Board for Lehigh Community Services. We don’t just work here — we live here.
We insure primary homes, secondary and seasonal homes, condo units, as well as property you own and rent to others.
We provide coverage for cars, motorcycles, motor homes and recreational vehicles. We provide the best price and coverage.
Our business is protecting your business from the risks you face everyday, whether your business is large or small.
At Goodlad & Swank, we are proud to offer a full suite of insurance options.
Find out your risk and get protected. We offer coverage through the National Flood Insurance Program as well as private insurance carriers.
Whether life insurance is needed for your family or your business we can help you find the right policy at the best possible price.
Your property’s risk of damage from a hurricane in Florida is elevated. If the past has taught us anything, it’s to be prepared.
If you are a renter, you should have renters insurance. You will get the coverage you need at a price that fits your budget.
We not only help clients prepare for the unknown. We also provide various resources to understanding Florida’s Insurance options. Through our partnerships with top rated insurance companies, our affiliations and community resources, we can help you navigate through the insurance world.
Don’t just take our word for it. We’re proud to be able to serve our customers.
This is an amazing company to do business with. I have several properties and slowly I have changed all properties to be with Goodlad & Swank Insurance.
Fast, courteous, professional service with comparable rates. What else do you need?
